health care questions

i'm not being snarky here. seriously. but if we are now all required to get health care, and the health care doesn't permit pre-conditions, or have an annual or lifetime limit, does this mean my auto insurance and my home owner's insurance rates will go down?
look at your policies, and see how much of your rates are linked to medical. if everyone has insurance by law, why do i need to continue to pay for medical on my car or house?
a friend asked me that, and i'll be damned if i can give him a real answer.